Saving Deposits
District Co-operative Bank Ltd., Unnao
Letter No.: 205/7/Development/Saving Deposit Interest Rates/2025-26 Date: 16/06/2025
Subject: Implementation of Revised Interest Rates on Saving Deposits from 17.06.2025
Referring to the letter from this bank office, Letter No. 620/Development/Saving Deposit Interest Rates/2024-25, dated 03.10.2024, in which the interest rates for Saving deposits were revised and the revised rates were to be implemented from 05.10.2024, while keeping the savings interest rates unchanged. In line with the approval provided in the office report, the interest rates for Saving deposits have been revised as follows:
| S. No. | Account Type | Interest Rates (Annual) | |
|---|---|---|---|
| Current Interest Rates (Annual) | Proposed Interest Rates from 17.06.2025 | ||
| A. | Fixed Deposits | ||
| 1 | 07 to 14 days | 2.85% | 2.85% |
| 2 | 15 to 45 days | 2.85% | 2.85% |
| 3 | 46 to 90 days | 3.85% | 3.85% |
| 4 | 91 to 180 days | 3.85% | 3.85% |
| 5 | More than 181 days but less than 1 year | 4.35% | 4.35% |
| 6 | 1 year but less than 2 years | 6.00% | 6.25% |
| 7 | 444-day Super Saving Scheme (Premium rates do not apply) | 7.25% | - |
| 7 | 2 years but less than 3 years | 6.75% | 6.50% |
| 8 | 3 years but less than 5 years | 6.50% | 6.25% |
| 9 | 5 years but up to 10 years | 6.00% | 6.00% |
| B | Fixed Deposits for Senior Citizens | ||
| 1 | 1 year but less than 2 years | 6.50% | 6.75% |
| 2 | 2 years but less than 3 years | 7.25% | 7.00% |
| 3 | 3 years but less than 5 years | 7.00% | 6.75% |
| 4 | 5 years but up to 10 years | 6.50% | 6.50% |
| C. (i) | For Bank Staff (Current & Retired) | 1% additional interest will be granted over the branch's specified rates. | |
Note:-
Saving Bank Deposit (On Daily Basis):- 2.50 %
Therefore, it is directed to ensure that from 17.06.2025, the above-mentioned interest rates are implemented on fixed deposits. All other terms will remain unchanged.
Copies forwarded for information and necessary action:
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Section Officer, IT Department, District Co-operative Bank Ltd., Unnao to ensure that this circular is uploaded to the CBS system.
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Deputy General Manager, District Co-operative Bank Ltd., Unnao.
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Project Manager, Megasoft Data Center, Lucknow to ensure the software updates the revised interest rates from 17.06.2025 in the CBS software.
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Assistant Commissioner & Assistant Registrar, Co-operative Societies, Unnao.
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Branch Manager, District Co-operative Bank Ltd., Unnao.
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Hon'ble Vice-Chancellor/Chairman, District Co-operative Bank Ltd., Unnao, for review.
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Guard file for record.
